ATMVerify by the Numbers

Level II Features

• Participation by most major financial institutions
• Account information updated each business day
• Identify open valid accounts

Level I Features

• Automated real-time sufficient funds verification
• Also identifies closed, frozen and non-existent accounts
• Growing list of participating financial institutions

Real-Time Check Verification

• Reduce bad check acceptance
• Two levels of verification
• Largest source of account information in the world
• Sub-six second response times
• Batch mode option for large volumes

NCN data:
The 2004 Nilson Report www.nilsonreport.com again ranked NCN as one of the largest nationwide check verification companies.
Negative Database. More than 23 million negative records.
Positive Database. More than 138 million positive records, representing the majority of checking accounts nationwide.
Risk Management. 91 management-controlled parameters are available to customize the risk management capabilities for each merchant as well as for each merchant location.
Quality. NCN contributors provide over 300 files daily, which update more than one million negative records monthly to ensure a current, accurate database. You don’t turn away good business, and you avoid checks that are potential problems.
Transaction Count: The NCN system processes 650,000 verification transactions daily, for a total of 233.6 million authorization transactions per year.